Guest post from Clear Risk Solutions In response to several questions we’ve received regarding the distinction between service animals and emotional support animals, we checked in with Clear Risk Solutions, who provides risk management tools on behalf of our Tribal Program. They offered the following information from the ADA (Americans with Disabilities Act). Although the… Read More
Loss prevention
Top ways you can reduce tribal government risk
Strategies that help manage tribal government risk What are the top tribal government risks we see as claims most often? Slip and fall claims at government locations and motor vehicle accidents were at the top, followed by employment practices, disenrollment claims and wrongful arrest. Granted, every tribal land comes with its own host of risks… Read More
It’s National Preparedness Month: Time to make emergency plans for the future
Create emergency plans for your family and tribal entity during National Preparedness Month September is National Preparedness Month. Sponsored by FEMA (Federal Emergency Management Agency), the purpose of National Preparedness Month is to encourage us to create emergency plans for the future and take preparation steps, ahead of time, within our homes, businesses, schools, and communities…. Read More
Tips for working with an aging workforce while growing your tribal business
Is your workforce graying? Here’s how to work with them If you have an aging workforce, you know how valuable their knowledge and experience are. At the same time, health concerns begin to creep into our graying years, which can disrupt your workflow if you’re not prepared. We’ve compiled many HR and workers’ compensation expert… Read More
Lower your commercial auto insurance rates with these 7 tips
How to lower commercial auto insurance rates for your tribal business Once you understand how your premiums are calculated, then you can begin to take steps to lower your commercial auto insurance rates. The top two factors affecting your rates are your claims history and the driving records of your various drivers. Digging a little… Read More
How to reduce vandalism at your tribal business
Top 10 tips for reducing vandalism at your tribal business Graffiti on the walls. A broken window. A pulled fire alarm. With school being out for the summer, incidents of teenage vandalism are higher, as are incidents of crime that can’t be attributed to teenage boredom, like equipment theft, sabotage and more. Yet there are… Read More
Tribal restaurant and bar insurance: 6 factors to consider
6 things to think about when choosing tribal restaurant and bar insurance Let’s face it: buying insurance for your restaurant and bar is about as exciting as buying soap or toilet paper. It’s a necessary evil, yes – and in fact, just may save your business in the long run. There are a number of… Read More
5 tools to prevent tribal workplace fall hazards
National Safety Stand-Down Week: Protect your tribal workplace from fall hazards Every year over 300 people die in ladder-related accidents, and more than 10,000 suffer serious injuries. They are the top cause of construction fatalities and account for one-third of on-the-job injury deaths in the industry. Whether your tribal entity is a construction company handling… Read More
How to protect your tribal business from cyber threats, part 1
Cyber threats, data breaches and your tribal company This article first appeared in Arrowhead’s corporate blog and was modified for our Tribal clients and producers. Whether your tribal business is large or small, you run the risk of a data breach which grows with the number of employees you have. Granted, insurance cyber threats against… Read More
Should your tribal business have an employee cell phone policy?
Is an employee mobile phone policy necessary for your business? Does your tribal entity need an employee cell phone policy? The answer is yes, if driving is part of any employee’s job. Because most of us have a symbiotic relationship with our cell phones, they’re never more than arm’s length away – even while we’re driving. So… Read More