If you live in a rural area or plan on taking a drive through the countryside to admire fall colors, be on the lookout for deer. Statistics show that insurance claims for deer and car collisions are much higher in the autumn season, during rut. According to State Farm, there were estimated to be almost… Read More
Commercial Auto
Safe driving management tips to reduce your risk
Use these safe driving tips to help you better manage your drivers Particularly now, during the coronavirus pandemic, you may be using several of your employees as delivery drivers. That’s why we’re offering these safe driving management tips for you as a tribal business owner. Whether you have a fleet of vehicles, just one delivery… Read More
Distracted driving prevention: How NOT to be a statistic
Share these guidelines to aid in your tribe’s distracted driving prevention Summer is here, and that means more people are hitting the road. This is an excellent time for travel; however, it is also the time of the year when most roadway accidents occur. Better weather usually means an increased volume of traffic, and drivers… Read More
How to combat spiking commercial auto claims
Why commercial auto claims are spiking, and how you can keep your claims costs lower As a business owner, you may have noticed spiking commercial auto claims. If so, you’re not alone. It’s a nationwide epidemic of sorts. And it’s causing commercial auto insurance rates to rise faster than they have in more than a… Read More
Autumn’s most common road hazards for tribal drivers
Remind your tribal drivers to watch out for these autumn road hazards Whether it’s wildlife or children darting across the road unexpectedly or the onslaught of cold and rainy weather, autumn presents extraordinarily high road hazards for tribal drivers. Here are some tips to pass along to employees who drive for their tribal companies, and… Read More
Lower your commercial auto insurance rates with these 7 tips
How to lower commercial auto insurance rates for your tribal business Once you understand how your premiums are calculated, then you can begin to take steps to lower your commercial auto insurance rates. The top two factors affecting your rates are your claims history and the driving records of your various drivers. Digging a little… Read More
Should your tribal business have an employee cell phone policy?
Is an employee mobile phone policy necessary for your business? Does your tribal entity need an employee cell phone policy? The answer is yes, if driving is part of any employee’s job. Because most of us have a symbiotic relationship with our cell phones, they’re never more than arm’s length away – even while we’re driving. So… Read More
Winterize your vehicle fleet to minimize claims in deep freeze months
The Big Chill’s not over: How to protect and winterize your vehicle fleet Winter has settled in to stay for a few more months, so it’s crucial to winterize your vehicle fleet if you skipped it last fall. More than 116,000 Americans are injured and over 1,300 are killed on snowy, slushy or icy pavement every… Read More
How your tribal business can combat the rising cost of vehicle crashes
Steps your tribal enterprise needs to follow to keep your accidents (and claims) down It’s no surprise to any of us: the annual number of traffic accidents is rising. As of last year, the number of traffic fatalities reversed its downward trend, rising by nearly 10 percent. Medical care costs and vehicle repair costs are rising… Read More
Tips for using employee-owned vehicles in your tribal business
How to minimize your exposure when employees use their own vehicles Does your tribal business rely on employees using their own vehicles for work? If so, you may have automobile loss exposures for which you’re unaware, putting your business’s assets at risk. Whether employee-owned vehicles are used daily or sporadically, your business now has an… Read More