If tribal business owners need insurance, why do they sometimes neglect their risks? Whether you’re a tribal business owner or the insurance agent that helps them handle their risks, you know there’s a plethora of “what if” situations that can keep a business owner up at night. So when it comes to tribal business owners insurance,… Read More
Loss prevention
How to maximize tribal restaurant insurance and minimize risks
Take advantage of your tribal restaurant insurance and take steps to mitigate your risks As a restaurant owner, you’re well aware of the risks that you face daily. That’s why you have tribal restaurant insurance to help cover those risks, should the worst happen: a kitchen knife slip. A customer slip-and-fall in the bathroom. A… Read More
Steps to prevent fraud in your tribal business
Is your company at risk? Steps to prevent fraud Employee dishonesty is more prevalent than we’d like to admit. That’s why, in recognition of International Fraud Awareness Week Nov. 12-18, we’re dedicating this space to steps to prevent fraud in your tribal entity. Let’s face it: No one wants to think that one of their… Read More
Preventing ice dams at your business property
Review these tips for preventing ice dams at the onset of cold weather An ice dam is a condition that develops when the warm air in a building melts the snow that is against a roof, leaving a pile of snow above the melt. The melted snow trickles into gutters and then refreezes. We’re passing… Read More
What’s your potential liability with service animals?
Guest post from Clear Risk Solutions In response to several questions we’ve received regarding the distinction between service animals and emotional support animals, we checked in with Clear Risk Solutions, who provides risk management tools on behalf of our Tribal Program. They offered the following information from the ADA (Americans with Disabilities Act). Although the… Read More
Top ways you can reduce tribal government risk
Strategies that help manage tribal government risk What are the top tribal government risks we see as claims most often? Slip and fall claims at government locations and motor vehicle accidents were at the top, followed by employment practices, disenrollment claims and wrongful arrest. Granted, every tribal land comes with its own host of risks… Read More
How to reduce your business risk exposures by planning ahead
Forecast and evaluate business risk exposures to manage future loss When evaluating your business risk exposures, name your biggest nightmare. What’s the worst that could happen in your business or organization? A fire, a lawsuit, death of a key executive, employee theft, reputation failure…. All these and more can cause major losses. Worst case scenario:… Read More
It’s National Preparedness Month: Time to make emergency plans for the future
Create emergency plans for your family and tribal entity during National Preparedness Month September is National Preparedness Month. Sponsored by FEMA (Federal Emergency Management Agency), the purpose of National Preparedness Month is to encourage us to create emergency plans for the future and take preparation steps, ahead of time, within our homes, businesses, schools, and communities…. Read More
Tips for working with an aging workforce while growing your tribal business
Is your workforce graying? Here’s how to work with them If you have an aging workforce, you know how valuable their knowledge and experience are. At the same time, health concerns begin to creep into our graying years, which can disrupt your workflow if you’re not prepared. We’ve compiled many HR and workers’ compensation expert… Read More
Lower your commercial auto insurance rates with these 7 tips
How to lower commercial auto insurance rates for your tribal business Once you understand how your premiums are calculated, then you can begin to take steps to lower your commercial auto insurance rates. The top two factors affecting your rates are your claims history and the driving records of your various drivers. Digging a little… Read More