In recent years, the threat of active assailant events including attacks and violent incidents has increased. For tribal enterprises such as businesses, schools and gaming operations, the impact of these incidents can be devastating, affecting not only the safety of employees, students and patrons but also exposing organizations to catastrophic income loss and potential liability.
Tribal enterprises face unique legal and cultural challenges when it comes to protecting their people and assets from active assailant risks. Due to tribal sovereignty, these organizations operate under distinctive legal systems that shape how liability, jurisdiction, and coverage needs are addressed. Insurance solutions for the responsibility tribal nations hold in safeguarding employees, visitors, and the broader community.
Why active assailant insurance matters
Traditional business insurance policies often leave dangerous gaps when it comes to covering the losses associated with an active assailant event. Manypolicies may not provide adequate or any protection at all leaving enterprises vulnerable when lives and finances are at risk.
Arrowhead Tribal proudly offers a specialized active assailant insurance designed with the complexities of tribal businesses in mind.
What makes Arrowhead Tribal’s active assailant insurance different?
Active assailant insurance isn’t just another policy it fills a crucial gap that general liability and property policies often miss.
Key features include:
- Primary and Non-Contributory: This coverage stands first in line, providing certainty and peace of mind should an attack occur.
- Comprehensive 24/7/365 emergency response: Immediate assistance when your enterprise needs it most.
- Dedicated limits: Helps protect against catastrophic perils that could otherwise exhaust broader insurance policies or fall into “silent” coverage gaps.
- Duty of Care: Addresses your responsibility to protect employees, students, patrons and communities.
Key benefits and coverage areas
Our active assailant insurance is designed for:
- Crisis management and emergency expenses, including medical and psychiatric care.
- Business interruption losses.
- Damage to property and contents.
- Legal liability (optional).
- Threat assessments and increased security costs.
- Public relations, loss of attraction and temporary premises expenses.
- Additional costs, such as childcare and crisis expenses, as outlined in the policy.
Coverage applies at the insured location and within a five-mile radius, recognizing the potential community-wide impact.
What’s covered?
- Attack: Any malicious event involving the use of a weapon (broadly defined no ideological motivation required).
- Threat: Malicious threats, whether or not they lead to violence.
- Stalking threat: Situations causing fear or concern for personal safety at work.
Is your enterprise prepared?
Malicious attacks against tribal businesses, schools and casinos are complex insurable risks. With active assailant insurance you can be ready to address them.
This policy goes beyond conventional insurance, providing real solutions for evolving threats and demonstrating your ongoing duty of care to your people.
Take the next step
To discuss the best ways to proactively protect your tribal business, school or gaming enterprise from emerging threats, contact Leeanna Kersey today at 303-217-4856.