Each year, the insurance industry experiences losses of approximately $12 billion to auto theft and fraud, split down the middle: $6 billion in auto theft and another $6 billion in fraudulent or inflated auto injury claims. Even if your tribal insurance clients own no vehicles in their businesses, they may still be vulnerable if their… Read More
Vehicle liability
Distracted driving prevention: How NOT to be a statistic
Share these guidelines to aid in your tribe’s distracted driving prevention Summer is here, and that means more people are hitting the road. This is an excellent time for travel; however, it is also the time of the year when most roadway accidents occur. Better weather usually means an increased volume of traffic, and drivers… Read More
Autumn’s most common road hazards for tribal drivers
Remind your tribal drivers to watch out for these autumn road hazards Whether it’s wildlife or children darting across the road unexpectedly or the onslaught of cold and rainy weather, autumn presents extraordinarily high road hazards for tribal drivers. Here are some tips to pass along to employees who drive for their tribal companies, and… Read More
How to reduce tribal motor vehicle crashes and fatalities
Steps you can take to reduce vehicle fatalities involving your tribe Tribal motor vehicle crashes are a leading cause of unintentional injury or death for Native Americans, according to the CDC. In fact, among adults ages 20 years or more, motor vehicle-related death rates for Native Americans are more than twice that of non-Hispanic whites… Read More
Should your tribal business have an employee cell phone policy?
Is an employee mobile phone policy necessary for your business? Does your tribal entity need an employee cell phone policy? The answer is yes, if driving is part of any employee’s job. Because most of us have a symbiotic relationship with our cell phones, they’re never more than arm’s length away – even while we’re driving. So… Read More
Winterize your vehicle fleet to minimize claims in deep freeze months
The Big Chill’s not over: How to protect and winterize your vehicle fleet Winter has settled in to stay for a few more months, so it’s crucial to winterize your vehicle fleet if you skipped it last fall. More than 116,000 Americans are injured and over 1,300 are killed on snowy, slushy or icy pavement every… Read More
Tips for using employee-owned vehicles in your tribal business
How to minimize your exposure when employees use their own vehicles Does your tribal business rely on employees using their own vehicles for work? If so, you may have automobile loss exposures for which you’re unaware, putting your business’s assets at risk. Whether employee-owned vehicles are used daily or sporadically, your business now has an… Read More
Hiring safe drivers for your tribal business
Establishing your tribal motor vehicle safety program Most likely your tribal business has what is called in the insurance industry an “incidental fleet exposure,” in that transportation is not your main business, but a peripheral component of your organization. Of course you know hiring safe drivers for your tribal business is important– but in your… Read More