Tribal enterprises play a vital role in supporting communities through essential services and economic opportunities. However, growth can bring new challenges, particularly environmental risks that may lead to costly claims or regulatory issues. From casinos and resorts to housing authorities and healthcare facilities, many tribal operations face potential environmental exposures that could lead to costly… Read More
General liability risks
Fill an important coverage gap with active assailant insurance
In recent years, the threat of active assailant events including attacks and violent incidents has increased. For tribal enterprises such as businesses, schools and gaming operations, the impact of these incidents can be devastating, affecting not only the safety of employees, students and patrons but also exposing organizations to catastrophic income loss and potential liability…. Read More
How to reduce your business risk exposures by planning ahead
Forecast and evaluate business risk exposures to manage future loss When evaluating your business risk exposures, name your biggest nightmare. What’s the worst that could happen in your business or organization? A fire, a lawsuit, death of a key executive, employee theft, reputation failure…. All these and more can cause major losses. Worst case scenario:… Read More
Top 13 preventable workplace injuries
Each year there are approximately 2.7 million nonfatal workplace injuries and illnesses plus close to 5,000 fatalities, reports the Bureau of Labor Statistics. We’ve compiled a list of the top 13 preventable workplace injuries, and how to prevent them, for you to share with your workers’ benefits clients. By sharing this content, you just might save… Read More
5 areas where tribal business risk management can help
Tribal business risk management: 5 helps for operations large or small Whether your tribal business is small, medium or large, you’re well aware of many of the risks involved in day-to-day operations. Risks for construction companies and road crews vary greatly from those found at health clinics, which are markedly different from those at a… Read More
Preventing workplace slips, trips and falls
Walking nine to five: How to prevent workplace slips, trips and falls Despite being one of the most easily preventable hazards, slips, trips and falls (STFs) continue to be a leading cause of workplace accidents, hospital visits and insurance claims. The conditions that lead to these types of incidents are often very minor – a… Read More
It’s National Preparedness Month: Time to make emergency plans for the future
Create emergency plans for your family and tribal entity during National Preparedness Month September is National Preparedness Month. Sponsored by FEMA (Federal Emergency Management Agency), the purpose of National Preparedness Month is to encourage us to create emergency plans for the future and take preparation steps, ahead of time, within our homes, businesses, schools and communities…. Read More
Four priorities of accessibility compliance
Under the Americans with Disabilities Act (ADA), any organization that serves the public has a legal and ethical responsibility to ensure that their programs, goods and services are accessible to people with disabilities on equal basis with the rest of the public. While ADA accessibility encompasses a wide spectrum of possibilities, a main component is… Read More
Maintaining safe playgrounds
Playgrounds are essential components of parks, schools, camps and anywhere children gather to play. By design, playgrounds encourage children to grow physically, mentally and socially through creative play and calculated risk-taking. This places a great responsibility on the adults who design and maintain them. Any organization that owns or operates a playground should routinely check… Read More
Prevent winter slips, trips and falls
Winter weather may look magical, but the slush, ice and snow that come with it can make walking a treacherous activity. Slips, trips and falls are a leading cause of injury worldwide, and seasonal precipitation in winter months can greatly increase the likelihood of these types of injuries. Protect the people at your facilities by… Read More