Trusted insurance experts protecting tribal nations.
We are committed to recognizing and preserving your Tribal Sovereignty
SINCE 1987, the Tribal Program team has worked exclusively in Indian Country. It is our longevity in the Sovereign Nations insurance business that helps us understand the intricate exposures and special circumstances associated with tribal governments, gaming and enterprises.
Insurance that meets the unique cultural, financial and legal requirements of tribal nations.
About Us – Arrowhead’s Tribal Program
Arrowhead’s Tribal Program
Arrowhead’s Tribal Program was created in 1987 as the Program for Sovereign Indian Nations, with the assistance of Native American attorneys and tribal administrators. Our goal: to help the Native American community with their specialized insurance needs by offering insurance coverage that recognizes tribal sovereignty as established by the Constitution.
Thirty years later we continue our original steadfast mission: To provide insurance that meets the unique cultural, financial and legal requirements of tribal nations.
WHY CHOOSE ARROWHEAD’S TRIBAL PROGRAM
- We work with a select group of agents and brokers nationwide who specialize in placing tribal coverage
- We only work with top rated insurance companies with “A” ratings or higher
- We provide meaningful risk management to help mitigate your tribe’s risks
- Arrowhead’s in-house claims team understands tribal law, tribal courts systems, FTCA protection and tribal sovereignty claim issues
Multiple tribes helped us create Arrowhead’s Tribal Program. That’s how we know your insurance needs.
YOU TALKED, WE LISTENED
Our program was created through personal visits and interviews with many tribal leaders, councils and governments to gain an understanding of Native America’s special needs and requirements. Having this first-hand experience is why we have supported and championed many initiatives over the years that maintain, promote and secure tribal sovereignty. This includes establishing national seminars and symposiums to educate people on products, legal progress and government decisions that affect Native Americans.
Arrowhead Tribal Services
Tribal Insurance Services and Resources
We understand the exposures and special circumstances associated with tribal governments, gaming operations and tribal enterprises. Our objective is to help you reduce your losses through technical knowledge, experience and personal service.
ARROWHEAD TRIBAL SERVICES INCLUDE
- TRAINING AND EDUCATION
- SECURITY AND PUBLIC SAFETY
- EMPLOYMENT PRACTICES
- DRIVER SELECTION AND RETENTION
- NEW CONSTRUCTION PLAN REVIEW
- OSHA AND OTHER COMPLIANCE ISSUES
- RISK MANAGEMENT DEVELOPMENT
- MAINTENANCE PROGRAMS
- PUBLIC ASSEMBLY ISSUES
- LIFE SAFETY CODE REQUIREMENTS
- HEAD START AND DAYCARE
- BUILDING VALUATIONS
Our in-depth loss control helps manage risk, preserve assets and pave the way for earlier post-lost response.
Our claim adjusters are specialists in the Native American community and have a thorough understanding of 638 Contracts, the Federal Tort Claims Act, the Inter-Tribal Arbitration Council and Tort Claims Code.
Regardless of the proactive measures you take, there can of course always be a claim. That is why we have 24-hour online reporting.
Our loss control and claims services are also available for large deductible programs and self insurance programs.
Arrowhead Tribal Coverages
A proven and trusted insurance program, Arrowhead’s program for sovereign nations provides protection for your varied yet specific tribal risks.
COMPREHENSIVE PROPERTY COVERAGE
Includes blanket limits and the critical coverage extensions that matter most for your client’s exposures.
GENERAL, LIQUOR AND PROFESSIONAL LIABILITY
Includes Police Professional, Health Care Professional, Tribal Officials E&O, Employment Practices Liability, Cyber Liability and Fiduciary Liability.
TRIBAL WORKERS’ BENEFITS
Includes competitively priced Guaranteed Cost and Loss-Sensitive options that give tribes with excellent risk-management the ability to access significant savings at program inception.
AUTOMOBILE PHYSICAL DAMAGE AND LIABILITY
This is specifically tailored to address unique tribal nation automobile exposures.
Offering limits for all primary policy coverage extensions including Sexual Misconduct, Errors & Omissions and Employment Practices Liability.
ALL LINES AGGREGATE / SELF-INSURED RETENTION
ACTIVE SHOOTER / DEADLY WEAPONS PROTECTION
UNMANNED AIRCRAFT LIABILITY AND PROPERTY DAMAGE
TRAUMATIC EVENT EXPENSE COVERAGE
If you are not currently set up as an Arrowhead Tribal broker but would like to get a quote, please contact Brett Barnsley at 509.591.5109.