Why commercial auto claims are spiking, and how you can keep your claims costs lower As a business owner, you may have noticed spiking commercial auto claims. If so, you’re not alone. It’s a nationwide epidemic of sorts. And it’s causing commercial auto insurance rates to rise faster than they have in more than a… Read More
loss prevention
Autumn’s most common road hazards for tribal drivers
Remind your tribal drivers to watch out for these autumn road hazards Whether it’s wildlife or children darting across the road unexpectedly or the onslaught of cold and rainy weather, autumn presents extraordinarily high road hazards for tribal drivers. Here are some tips to pass along to employees who drive for their tribal companies, and… Read More
31 restaurant fire prevention tips for tribal business owners
Douse the fire before it starts with these 31 restaurant fire prevention tips Here’s a “hot” statistic for you: In the U.S., restaurant fires cost approximately $165 million every year, according to the National Fire Data Center. If the fire is quickly confined, its cost may be capped at approximately $1,000, but an uncontained fire… Read More
Retail data breaches: How you can learn from others’ mistakes
Lessons you can take from other retail data breaches April was a successful month for hackers intent on creating retail data breaches: Several major retail brands were hacked, many of whom used the same online customer experience partner. These brands include Panera, Best Buy, Macy’s, Lord & Taylor, Sears, Kmart, Delta and Saks Fifth Avenue…. Read More
Your business continuity plan: 10 ways to minimize risk before the next natural catastrophe
10 points to include in your business continuity plan, to mitigate risk before a natural disaster Fires in California and Colorado. Floods in Iowa. Earthquakes in Oklahoma. And that’s just this month. No matter where you’re located, there’s always the potential for a natural disaster. That’s why it’s crucial to prepare ahead nature’s next curve… Read More
How to insure tribal risks for your growing business
Grow your business and insure tribal risks As you grow your tribal business, your potential for risks grows as well. That’s why a close relationship with your insurance agent is so crucial: to help you identify and insure specific tribal risks. Business risks are similar, regardless of the size of your company, whether a sole… Read More
How to get started creating your risk management plan
How you can control tribal business risk with a risk management plan In earlier blogposts, we’ve talked at length about risk assessment and management, along with loss control. Now let’s get down to brass tacks: What’s keeping you from creating your risk management plan, and keeping it going? “When we talk about risk control, we’re not… Read More
How lockout/tagout safety can prevent accidents at your tribal business
Control your tribal business risks with lockout/tagout safety Designed to protect employees involved in service and maintenance activities, lockout/tagout safety measures guard against the unexpected start-up of machines or equipment or the release of stored energy that could cause injuries. More prevalent in manufacturing companies, a lockout/tagout safety program can also be used at a… Read More
How to protect yourself against mobile ransomware
Mobile ransomware dangers: What you need to know to protect your business As a business owner or leader of a tribal entity, you know the dangers of ransomware on business computers. There’s an emerging threat as well: mobile ransomware. Here’s how it works: Your mobile phone screen freezes, then goes black. Up pops a message saying… Read More
How a safety retail audit can drop your shop’s risks
Schedule a regular retail safety audit to help lower your liability If you’re a tribal retail owner, safety may not be one of your top concerns as are inventory control, employees and bookkeeping. But all it takes is one customer with eyes on their phone tripping at your entrance, a child who runs and falls,… Read More