Guest post from Clear Risk Solutions In response to several questions we’ve received regarding the distinction between service animals and emotional support animals, we checked in with Clear Risk Solutions, who provides risk management tools on behalf of our Tribal Program. They offered the following information from the ADA (Americans with Disabilities Act). Although the… Read More
General liability risks
Top ways you can reduce tribal government risk
Strategies that help manage tribal government risk What are the top tribal government risks we see as claims most often? Slip and fall claims at government locations and motor vehicle accidents were at the top, followed by employment practices, disenrollment claims and wrongful arrest. Granted, every tribal land comes with its own host of risks… Read More
It’s National Preparedness Month: Time to make emergency plans for the future
Create emergency plans for your family and tribal entity during National Preparedness Month September is National Preparedness Month. Sponsored by FEMA (Federal Emergency Management Agency), the purpose of National Preparedness Month is to encourage us to create emergency plans for the future and take preparation steps, ahead of time, within our homes, businesses, schools, and communities…. Read More
Tribal restaurant and bar insurance: 6 factors to consider
6 things to think about when choosing tribal restaurant and bar insurance Let’s face it: buying insurance for your restaurant and bar is about as exciting as buying soap or toilet paper. It’s a necessary evil, yes – and in fact, just may save your business in the long run. There are a number of… Read More
How to minimize your employer risk for drugs in your tribal workplace
Drugs in your tribal workplace: what steps to take to minimize your risks The likelihood of drugs in your workplace is increasing. Across the U.S., employee drug use is growing, according to the latest findings by the Quest Diagnostics Testing Index, one of the primary drug screening providers in the nation, released last August. Recent… Read More
Professional liability vs. general liability insurance: what’s the difference?
And does your tribal entity need either – or both? Because we regularly encounter a bit of confusion from insureds, prospective clients, and sometimes even agents with regards to the difference between professional liability and general liability, we’re hoping to clear the air here, making the distinction between these two policies a little plainer…. Read More
Tribal general liability insurance: How to keep your rates low
Cost-reducing measures for tribal general liability insurance Keeping costs down is the name of the game in this economy. Whether it’s costs for raw materials, employees – yes, even insurance, we’re all looking for ways to save money. And when it comes to insurance, tribes and their various businesses have a unique set of advantages… Read More