Grow your business and insure tribal risks As you grow your tribal business, your potential for risks grows as well. That’s why a close relationship with your insurance agent is so crucial: to help you identify and insure specific tribal risks. Business risks are similar, regardless of the size of your company, whether a sole… Read More
General liability risks
It’s National Safety Month: Emphasize safety at work, home and on the road
Provide tribal members with these safety tips during National Safety Month National Safety Month, observed every June, focuses on reducing leading causes of injury and death at work, on roads, and in our homes and communities. This year’s theme is No 1 gets hurt. Injuries are the leading cause of death for Americans ages 1… Read More
Playground safety: How you can reduce injuries on your tribal lands
Tribal governments: Use these playground safety tips to protect your children More than 200,000 children visit the ER every year because of playground injuries. Remember how it felt to be a kid: bold, fearless, and able to leap tall buildings in a single bound, only to face-plant in the dirt? While we can’t control our… Read More
How to get started creating your risk management plan
How you can control tribal business risk with a risk management plan In earlier blogposts, we’ve talked at length about risk assessment and management, along with loss control. Now let’s get down to brass tacks: What’s keeping you from creating your risk management plan, and keeping it going? “When we talk about risk control, we’re not… Read More
5 Steps to preventing restaurant injuries and illness
How to lower your risk of restaurant injuries and illness As a tribal restaurant owner or manager, you’re already aware of the direct costs of an injury or illness, such as higher workers’ benefit premiums. On the other hand, you may not be fully aware of the hidden costs. Besides the medical costs of an… Read More
How a safety retail audit can drop your shop’s risks
Schedule a regular retail safety audit to help lower your liability If you’re a tribal retail owner, safety may not be one of your top concerns as are inventory control, employees and bookkeeping. But all it takes is one customer with eyes on their phone tripping at your entrance, a child who runs and falls,… Read More
Why tribal business owners insurance is sometimes neglected
If tribal business owners need insurance, why do they sometimes neglect their risks? Whether you’re a tribal business owner or the insurance agent that helps them handle their risks, you know there’s a plethora of “what if” situations that can keep a business owner up at night. So when it comes to tribal business owners insurance,… Read More
Steps to prevent fraud in your tribal business
Is your company at risk? Steps to prevent fraud Employee dishonesty is more prevalent than we’d like to admit. That’s why, in recognition of International Fraud Awareness Week Nov. 12-18, we’re dedicating this space to steps to prevent fraud in your tribal entity. Let’s face it: No one wants to think that one of their… Read More
What’s your potential liability with service animals?
Guest post from Clear Risk Solutions In response to several questions we’ve received regarding the distinction between service animals and emotional support animals, we checked in with Clear Risk Solutions, who provides risk management tools on behalf of our Tribal Program. They offered the following information from the ADA (Americans with Disabilities Act). Although the… Read More
Top ways you can reduce tribal government risk
Strategies that help manage tribal government risk What are the top tribal government risks we see as claims most often? Slip and fall claims at government locations and motor vehicle accidents were at the top, followed by employment practices, disenrollment claims and wrongful arrest. Granted, every tribal land comes with its own host of risks… Read More