And does your tribal entity need either – or both? Because we regularly encounter a bit of confusion from insureds, prospective clients, and sometimes even agents with regards to the difference between professional liability and general liability, we’re hoping to clear the air here, making the distinction between these two policies a little plainer…. Read More
Fire prevention and safety tips for your tribal business
Protect your tribal entity with these fire prevention and safety tips This week is Fire Prevention Week, so we’re dedicating this blog post to fire prevention and safety tips. No matter what type of tribal business you conduct at your workplace, fire safety should be a primary concern. The National Fire Prevention Association studied 98,000 non-residential fires that… Read More
How your water management program can combat Legionnaires’
What you need to know about Legionnaires’ disease and your water management program The number of Legionnaires’ disease cases has nearly quadrupled in the U.S. in the last 15 years. All might have been prevented by proper measures taken in each water management program, such as use of disinfectant, correct water temperatures and other health measures, said federal… Read More
Tribal general liability insurance: How to keep your rates low
Cost-reducing measures for tribal general liability insurance Keeping costs down is the name of the game in this economy. Whether it’s costs for raw materials, employees – yes, even insurance, we’re all looking for ways to save money. And when it comes to insurance, tribes and their various businesses have a unique set of advantages… Read More
Tribal workers and heat illness: Steps to prevention
Tribal workers and heat illness: Protection and prevention Although it’s September, summer heat has followed us into fall, showing no signs of abating. With the extreme heat much of the nation has experienced this year, it’s a good time to remind your supervisors and their teams to watch out for symptoms of heat stress. After… Read More
Tribal business disaster recovery plan: a back-up plan to keep you in business
How to prepare a tribal disaster recovery plan for your business Regardless of where your tribal business is located, there’s always the risk of a natural or man-made disaster. Of course you’re aware of this – that’s why you have property insurance. Whether it’s tornadoes in the Midwest, earthquakes in Oklahoma, floods in… Read More
Arrowhead General Insurance Agency Redefines Tribal Program
Arrowhead Tribal has new name, expanded coverage August 11, 2016 – San Diego, CA – Arrowhead General Insurance Agency, Inc. (Arrowhead), one of the nation’s largest program administrators, has expanded and renamed its tribal insurance program. Formerly housed under subsidiary OnPoint Underwriting as the Program for Sovereign Indian Nations, the new Arrowhead Tribal Program… Read More
Benefits of speedy tribal workers’ compensation claim reporting
How faster workers’ benefits claim reporting can reduce costs It pays to be speedy in your tribal workers’ compensation claim reporting. Conversely, the longer your tribal business waits to report a work injury, the more expensive that injury is likely to be. Our last post shared statistics by American Claims Management, our claims manager, which found… Read More
How reporting a tribal business claim promptly saves you money in the long run
Studies show same-day reporting a tribal business claim can save thousands You know the dilemma: a mishap occurs at your tribal business: a customer slips and falls, but seems to be ok except for a twisted ankle. A worker sprained his shoulder lifting heavy boxes. One of your drivers was involved in a minor fender-bender…. Read More
How your tribal business can combat the rising cost of vehicle crashes
Steps your tribal enterprise needs to follow to keep your accidents (and claims) down It’s no surprise to any of us: the annual number of traffic accidents is rising. As of last year, the number of traffic fatalities reversed its downward trend, rising by nearly 10 percent. Medical care costs and vehicle repair costs are rising… Read More